Individual Health Insurance in GA and Diabetes

Purchasing individual health insurance in Georgia can be difficult if you have a pre-existing medical condition such as diabetes. It is unfortunate, but most health insurance companies in GA will not accept individuals with diabetes.

There are a few health insurance companies in Georgia who accept certain people with Type II diabetes, which is classed as adult onset and can be controlled with either diet and/or medication. However, health insurance companies in GA will not offer individual health insurance in Georgia if you are taking insulin or have juvenile diabetes.

As you will not be eligible for individual health benefits in GA, you will have to seek out some employer sponsored health benefits.

Why Are Health Insurance Companies in GA Denying Individuals with Diabetes?

Diabetes has become a common disease with growing numbers in GA and across the whole of the United States. A recent study showed that about 30% of the people with diabetes do not get it diagnosed in time. By the time it is detected, the disease could have done major damage to the organs.

A good friend of mine I went to high school with had a stroke at the age of 40 because he was a diabetic and did not know it. The stroke partially paralyzed him and he had to undergo a great deal of physical therapy to get him back to functional status.

Obtaining individual health insurance in GA for people with diabetes is magnified when there are other issues at stake. If the person is over weight or has other health conditions such as high blood pressure and is taking more than 2 medications at a time then they may not be eligible for individual health insurance in Georgia.

Protecting you insurability is very important! If you have diabetes, high blood pressure or other health conditions, you want to be very careful not to let your coverage lapse for it may be difficult or impossible for you to obtain new health benefits in GA