ObamaCare has eliminated pre-existing conditions as a way to deny Americans health insurance. If you have a pre-existing condition and you were unsure if you could get health insurance because you were denied in the past, ObamaCare means you can’t be denied coverage, charged more, or denied treatment based on health status. Given that it is estimated that around half the people in the United States would qulaify as having pre-existing health conditions, this is big news.
Being sick or having a preexisting condition won’t effect the cost of your insurance or the availability of cost assistance. However, if you plan to use a lot of medical expenses and/or prescription drugs, make sure to compare networks and drug formularies and shop for a plan with a low out-of-pocket costs like coinsurance, deductible, and copays.
A lot of health insurance companies have denied pre-existing health conditions in the past because they are considered to be preventable. These insurance companies offer wellness packages which would allow checkups and early detection.
The next open enrollment period is due to open in November 2015, but some people may be eligible to enrol now. For more information go to ..