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Tax Penalties

It is a requirement under US Law (namely the Affordable Care Act) that everyone should purchase health insurance or pay a fine.

The Obamacare penalty, also known as the Individual Mandate, requires U.S. citizens under the age of 65 to enroll in a health insurance plan or pay a fine. For 2015, not carrying insurance will cost $325 per adult plus $162.50 per child (up to $975 per family) or 2 percent of your family’s income, whichever is more. The fee will increase each year with inflation.